A reader recently asked me about a financial reboot.“What steps should I consider in hitting the reset button for 2016?” the person said, adding, “I have current credit card debt (have stopped using cards), old debt that has been turned over to creditors, surprise medical and dental bills. Thankfully the mortgage is current, older cars, no student loans. I’m in my mid-50s working on having an emergency fund (concerned about aging furnace). What will have the biggest impact in getting back on track to being financially healthy for the New Year?”Read full article >>
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